30 Skills Needed(Click here to Know more about your Job Readiness Score)
Development and generation of the retail credit reports and analysis that cover the retail credit lifecycle and regulatory risk requirements. Support policy team to design strategies and sourcing criteria for existing and new retail credit products and activities. Support other units namely Collections, Finance, and Business teams with relevant and timely reports for Retail Risk reporting and Cross sell opportunities. Develop MI cubes with sufficient data required to monitor the retail lending portfolio across different stages : Through the door analysis, vintage delinquency, portfolio delinquency & recoveries Develop portfolio pivots that support the Policy team in carrying out detailed segment level performance reviews Complete monthly & quarterly risk reporting requirements to CBE, Finance & Group Risk Impairment & Forecasting Build loss forecasting methodologies for Retail business, calculate impairments & risk indicators based on given models Update & monitor the Retail PD & LGD based on models approved by Group Risk Provide required annual review packs to Group risk for the impairment PD & LGD models Generate the monthly list of accounts eligible for write off for both cards & loans.